Roth Contribution Limits 2024 Married. Limits on roth ira contributions based on modified agi. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing jointly, your magi.

You can make 2024 ira contributions until the unextended federal. You can contribute to an ira at any age.